How to set up PayID Westpac
If you bank with Westpac and want to receive money quickly, setting up a PayID is the way to go. Pay ID links a piece of your personal info – like your mobile number – to your Westpac bank account, so others can pay you easily and instantly. We can’t stress enough how convenient this is for getting paid fast from betting sites that offer PayID withdrawals.
In this article, we’ll cover how to register your PayID with Westpac, step by step. By the end, you’ll have your mobile number or email set up as a PayID, making future payments into your account seamless.
Why go through the Westpac PayID setup?
Getting paid out from a casino shouldn’t take days — and it won’t if you’ve got PayID set up properly. The good news is Westpac supports instant PayID payments, which means faster access to your winnings and no more digging around for account details.
It’s also safer. When someone sends you money, they’ll see your name before confirming. You get full visibility and fewer errors. Plus, you don’t pay a cent to use it. Here’s what makes PayID worth setting up on Westpac:
- Instant deposits and withdrawals. Money lands in your account in under a minute, even on weekends.
- No more account numbers. Use your mobile or email as your payment ID — simple to remember and easy to share.
- Verified sender info. The person paying you sees your name before sending, adding a layer of security.
- Zero fees. Westpac doesn’t charge to register or use PayID.
Let’s get your Westpac PayID set up — it only takes a couple of minutes.

Step-by-Step: Creating Your PayID in the Westpac App
Before you begin: Make sure you have the latest Westpac mobile banking app installed on your device. Also, ensure that you’ve registered for Westpac Protect™ SMS Code ( security verification via SMS) – this is required to set up PayID. You’ll need an eligible Westpac account (like a transaction account) to link the PayID to.
- Log in to the Westpac app. Open the Westpac banking app on your phone and sign in with your customer ID and password (or fingerprint/Face ID). You should see your accounts overview on the home screen.
- Navigate to PayID settings. Westpac’s app has a handy search bar at the top (called Smart Search). Tap the search icon and type “PayID.” Select that.
- Start the PayID registration. Tap on “Register PayID” or “Register now”. The app will begin the setup process and guide you through a few prompts.
- Choose the type of PayID and link account. Westpac will ask what info you want to use as your PayID. If you’re a personal customer, you’ll likely use your Mobile number (you can use an email if you prefer, but mobile is most common). Select the account you want this Pay ID to link to (for example, your Westpac Everyday account where you want incoming money to go).
- Verify your identity (if prompted). For security, Westpac might send a one-time code via SMS to your registered mobile number (this is the Westpac Protect SMS Code). If you get a code, enter it to confirm it’s really you making this Pay ID registration.
- Complete the PayID registration. After confirming, follow any remaining prompts. This may include confirming the name that will be shown to people who pay you (usually your first name and last initial or similar). Submit the request and the Pay ID will be created.
- Confirmation and testing. The app should show a message that your Pay ID is successfully registered. You can now see your PayID listed in the settings section of the app, linked to your chosen account. It’s a good idea to test it out: have a friend send a small amount to your new Pay ID, or even transfer from another one of your accounts, to make sure everything works. The incoming payment should arrive in under a minute.
Congrats! Your mobile number/email is now registered as a PayID with Westpac. You can start giving out this Pay ID to people or services to receive payments directly into your account. For instance, update your online casino withdrawal details to use your Pay ID for faster payouts.
Using Your Westpac PayID for Payments
Now that you’re set up, you’ve got more than just a new payment method — you’ve got a tool that fits how online gamblers move money. Whether you’re collecting footy pool winnings or cashing out from a casino, PayID saves time and avoids banking slip-ups. Following is how to use it effectively:
- To receive money. Just tell the payer to use PayID in their banking and enter your mobile or email. When they pay, they’ll see your name before confirming. The money will land in your linked Westpac account near-instantly if their bank supports Osko (most do).
- To send money. If you want to pay someone via PayID from Westpac, just go to the Payments section in the app, choose to Pay, and enter their PayID (mobile, email, etc.). Westpac will show their name for you to verify before you send. This is great for sending money to betting friends or settling up footy tipping comps.
Tips and Important Notes
Before you start handing out your PayID to every operator, there are a few small things worth noting — especially if you’re playing across multiple sites or bank accounts.
- One PayID per account. A given mobile number or email can only be linked to one bank at a time. If you have your phone number as a PayID at another bank and want to move it to Westpac, you’ll need to first deregister it from the old bank or request a transfer.
- Multiple PayIDs. You can register more than one PayID (say, one mobile and one email) to the same Westpac account if you want. Also, if you have multiple Westpac accounts, you can assign different PayIDs to each (e.g., mobile for your main account, perhaps an email for a secondary account).
- Keep details updated. If your mobile number changes or you lose access to an email that was set as PayID, update/deregister it in Westpac immediately. You don’t want someone else inadvertently receiving money meant for you.
- Westpac Protect SMS. As mentioned, ensure your Westpac Protect SMS is enabled. This security feature is required not just for setting up PayID but also for other activities. It’s basically two-factor authentication for your banking. Most customers will already have this on by default when using the app.
- Scam safety. Westpac will never charge you to use PayID. Be wary of any email or message claiming you need to pay a fee to create or receive payments – it’s a scam. Also, if someone you don’t know well is insisting on using Pay ID and things feel off, trust your gut. Scammers might try to trick you outside of the banking system (for example, with fake emails). Always ensure the name that appears when you’re paying someone is exactly who you expect.
To sum up
Setting up PayID with Westpac is a one-time task that brings a lot of convenience for future transactions. As a punter or someone dealing with gambling funds, you’ll appreciate the speed – imagine getting your tournament winnings in your bank within seconds of cashing out Westpac makes the process straightforward. With your new PayID, you can transact confidently and swiftly.
Now you’re all set to use PayID on Westpac. Enjoy the convenience, and gamble responsibly knowing your money can move faster when you need it.
Source: Westpac